For people who already own index funds and aren't sure what to add next

LearnĀ How To Build a Portfolio Beyond The S&P 500 Without Overcomplicating Things

From Josh, ex-JP Morgan Chase. Teaching 1.1M+ on social media and 3,000+ students to invest without the hype.

A 186-page working guide that helps you see what's inside your funds, give every position a job, and decide where your next dollar goes. Read it with your brokerage open. If it doesn't change how you build your portfolio, you get a full refund within 60 days.

Build a Portfolio You Understand

Who this is for

Buying an ETF is the easy part.

Knowing whether it belongs is the hard part.

This guide is for you if:

  • You own an S&P 500 fund plus a few other things, and you couldn't say why each one is there.
  • You added a second ETF to diversify and suspect it holds the same companies.
  • Every new contribution turns into a debate. International? Bonds? Dividends? The fund your coworker mentioned?
  • You've saved model portfolios from Reddit and YouTube, and none of them fit your numbers.
  • You just don't have aĀ framework for what to do next.

Hey, Iā€™m Josh

You learned that broad index funds are one of the simplest ways to start investing. That foundation still works.

But eventually, new questions appear. Should you add international stocks? Does QQQM complement your S&P 500 fund or mostly duplicate it? Should dividends, bonds, gold, REITs, or individual stocks have a place?

The internet gives you thousands of answers to each question but no system for deciding which ones apply to your portfolio. Beyond the S&P 500 gives you that system.

The framework, in five steps

  1. See what you own. Look inside every fund and find where they overlap.
  2. Give every position a job. If you can't name the job, it's a question mark.
  3. Test anything new. Does it do a new job or repeat one you already have?
  4. Split core from conviction. Keep your long-term base separate from your smaller bets, and size each one on purpose.
  5. Let the plan pick. Your allocation decides where the next contribution goes, not the news.

Not another model portfolio to copy. The framework is the same for every reader. How you apply it is up to you.

The Beyond The S&P 500 Bundle includes:

  • Beyond the S&P 500 Guide (186 pages): a working framework with exercises, so you can make portfolio decisions with your own numbers instead of someone else's.

  • The Market Hustle Portfolio Hub: every account in one place, so you can spot overlap before you buy.

  • 2026 Financial Roadmap: the bigger picture beyond investing, so you know investing is the right next move for your money.

  • Investing 101 Guide: the fundamentals, so you can go back to them anytime a concept gets fuzzy.

You get all 4 for $37.

The price increases to $47 on November 1st.

By the End of This Guide, Youā€™ll Be Able To:

Ā 

Understand what you already own

  • Look inside your ETFs and see where your money is actually invested.
  • Identify overlapping funds that may be giving you less diversification than expected.
  • Define the job of every position in your portfolio.

ResearchĀ new investments

  • Determine whether a new ETF adds something useful orĀ just adds complexity.
  • Compare bonds, international stocks, dividends, REITs, gold, crypto, and other options as a portfolio tool, not hype or recent returns.
  • Understand the tradeoffs before committing your money.

Decide where your money goes

  • Separate your long-term core from smaller, higher-conviction positions.
  • Decide how much room an investment deserves without letting one opinion dominate your portfolio.
  • Create an allocation that guides where your next contribution goes.
  • Know when your portfolio needs to change and when to leave it alone.
Build a Portfolio You Understand

Read the whole thing. Then decide.

If the guide doesn't change how you build your portfolio, reply to any email within 60 days and I'll refund you in full. You keep the other three items.

Two ways forward

You can keep adding funds and hoping they fit together. Keep second-guessing every contribution. Keep checking Reddit for someone else's answer.

Or you can spend a weekend with this guide and come out knowing what every position is for, where your next dollar goes, and when to leave it all alone.

Build a Portfolio You Understand

How long is the guide?

It's 186 pages and designed to be actionable rather than just read. Most chapters end with a decision rule or a short exercise you run on your own portfolio. You're not reading 186 pages about diversification. You're working through your own portfolio as you go.

I'm newer to investing. Is this too advanced?

Start with Investing 101, which is included. It covers the basics this guide builds on.

Is there a print version?

It's digital only and that's on purpose. The guide is built to be used with your brokerage open. It links directly to the free tools I use for checking fund overlap and sector weightings and the exercises walk you through researching ETFs as you read. A printed copy would turn a working guide back into a book. That said, it's a PDF, so if you want paper in your hands, you're welcome to print your copy.

Will you tell me what to buy?

No. The guide doesn't tell anyone what to buy or sell, and I don't review individual portfolios. It gives you a way to make those calls yourself, with your own numbers.

This guide is education, not personal investment advice. I'm not a licensed financial advisor and I don't know your situation, so every decision stays yours. All investing involves risk, including losing money.

Already have the guide? Log in to the Market HustleĀ Student Portal here.