Build a Simple Long-Term System For Managing Money & Investing Confidently Using The Waterfall Method
Money Mastery helps you organize your cash, accounts, and investments into one clear system
Money Mastery is for you if:
✔ You already invest but still second-guess whether you’re doing it right
✔Your portfolio is scattered and doesn’t fully make sense
✔ You have money available to invest but hesitate because you’re unsure where it should go
✔ You own multiple funds or stocks but can’t clearly explain the job of each one
✔ You’re not sure which accounts should come first or how everything fits together
✔ You want an order of operations you can keep using as your finances grow
You Probably Don’t Need More Financial Information
You can find endless videos telling you to buy index funds, max out your Roth IRA, build an emergency fund, and invest consistently.
The harder part is knowing how all of those pieces should work together in your actual life.
That’s what Money Mastery is built to help with.
Using the Waterfall Method, you’ll organize your financial system in order:
Cash Flow → Accounts → Investments → Withdrawal
So instead of making every financial decision from scratch, you have a framework for knowing what comes next.
And You Don’t Have To Figure It Out Alone
Money Mastery includes a 1:1 setup call with me where we’ll look at where you are right now, identify the biggest bottleneck in your current system, and help you figure out what to focus on next.
You’ll also get 3 months of support if you get stuck while putting everything into place.
The goal isn’t to give you another pile of financial information.
It’s to help you build a financial and investing system you understand, can manage yourself, and can continue using for decades.
I’m Josh, Creator of The Market Hustle
I didn’t grow up with money.
And when I first tried to talk to a financial advisor, they basically said:
“Come back when you’re rich.”
So I taught myself.
I read every book. Got a business degree. Invested through good markets and bad.
And eventually built a system that combined everything I've learned.
That system became Money Mastery.
Built for people who feel behind, overwhelmed, or just tired of trying to piece it all together from random social media posts.
Let’s be real… trying to learn investing on your own is exhausting.
You Google one thing and suddenly you’re drowning in conflicting advice…
Everyone’s yelling “Buy this stock!” or “Do THIS with your Roth!”
All while you’re just trying to figure out a simple way to get things moving in the right direction.
“This was the single best financial education I’ve ever gotten" - Dylan
(Watch the full 40-minute Interview with Dylan here.)
What You're Getting With Your Lifetime Membership:
The Waterfall Setup Call (1:1 coaching with Josh)
$497 value
We get on a call and map out your plan using the Waterfall Method. You leave with a customized action plan.
Cash Flow Waterfall
$297 value
Start using your money as a tool, build your Budget to Freedom planner, and balance investing between other financial goals you have. How much you need to invest stops being a guess.
Investing Account Waterfall
$297 value
One lesson per account: taxable brokerage, Roth IRA, traditional IRA, backdoor Roth, 401k/403b/457, HSA, 529 plan, custodial, kids' Roth. Then the waterfall order between them so you know where every dollar goes.
Fund Waterfall (Portfolio Blueprint + AI ETF Strategy Tool + Beyond the S&P 500)
$397 value
Know which funds to buy in what order. Core and satellite ETFs, how to research any ETF in 5 checks, portfolio frameworks, and what else can belong beside the S&P 500. Includes my new Beyond the S&P 500 guide.
Run the System + Withdrawal Waterfall
$297 value
Automatic investing, rebalancing, and the part almost nobody teaches: how to live off a portfolio and how retirement money can be reached before 59.5.
The Psychology of Investing
$297 value
The part of the system that keeps you in it. What market history says about drops, and the rules students use to stay invested when the news gets loud.
Going Beyond Index Funds (optional)
$397 value
The Stock Research Blueprint and Dividend Mastery Investing guides, for people who want to go deeper beyond just index funds.
Market Hustle Portfolio Hub
$97 value
Track all of your investing accounts in one place to stay organized, track your progress, and make better investing decisions.
Financial System Bootcamp
$297 value
The simplified version of the program, included in the welcome module. Perfect for complete beginners.
Private Facebook Community
Included
Ask questions, share wins, and learn from what other students are asking.
3 Months of Support From Josh
$597 value
Get stuck? Email me any time and I'll help where I can or point you in the right direction.
Plus lifetime access to updates
Priceless
Every update to the program and tools included.
$3,470 total value
Market Hustle 60-Day Guarantee
Money Mastery is built to be used, not just watched. Short lessons, one action at a time, starting with your setup call.
Most students come in already investing and wondering if they're doing the rest of it right. The goal is simple: you finish knowing which account gets your next dollar, what to hold, and how it all runs without you.
If you work through the first two stages and Money Mastery doesn't make your next steps clearer, email or DM me within 60 days of purchase and I'll refund you in full.
What Students Say
In their own words.
I was able to rebalance both my 401k and Roth IRA with valuable information I learned about my investment strategy and style. I have a deeper knowledge of the different funds and what will benefit me most.
I hit the 100k total investment mark last month, and that was a huge milestone that I couldn't dream of last year.
My Roth for this year will be maxed out by the end of July, and I'll focus on upping my 401k and taxable brokerage until the end of the year.
I got to the $500K milestone in early July with Money Mastery. Just totaled me and my wife's IRAs and we added over $75K in the last 6 months!!!
The contributions combined with all the compounding interest is doing wonders.
I still wasn't educated on the stock market and would be asking peers what I should consider investing in … I bought your guides to help break down and digest the fundamentals and also focus on index fund investing to make everything all around easier.
I wouldn't need to ask anyone for advice because your guides teach us how to be more knowledgeable about our decisions & be more intentional.
Now since the election I'm up to my first 7 figures. I've stomached a lot of heavy red days because you taught me to trust the process.
Before Market Hustle, I was saving money, but I wasn't investing. … The most significant change for me has been transitioning from merely saving to actively having a plan for my money.
Today, I contribute 10% to my Roth 401(k), have opened a Roth IRA where I contribute $625 a month to maximize it, and invest $500 monthly in a brokerage account.
The most profound difference isn't just the amount I'm investing; it's the confidence I have in knowing why I'm doing it and having a solid plan for my finances.
Money Mastery continues to be a game changer for me. I'm on track to have $30,000 invested by the end of the year.
I have a solid debt payoff plan that's been working and I've never felt more locked in, focused, or confident in my money moves.
I purchased your money mastery guide a few weeks ago. I've followed The Market Hustle for a couple of years and took the plunge. Really impressed so far - just spending 30 mins a night working my way through it has given me a real sense of direction with my money.
It's also showed that some of the things I thought I understood, I actually didn't, so it's been really eye opening.
I honestly didn't know much about investing. … One thing that has changed is that I feel much more comfortable making investment decisions. I understand that I don't have to know everything or be an expert to get started.
I've also learned to think more long-term instead of expecting to make money quickly.
Money Mastery pushed me to declutter my finances and really check in on where my money was going, instead of blindly paying for subscriptions, hidden charges, and debt.
I cleared all my Visa and American Express balances in the first week of January, paid all my dues, and plan to keep it that way. With a clean slate, I can now aggressively invest for myself and my future.
I believe I had an intermediate level (knowing the basics of emergency funds, 401ks, & ROTH IRAs) but after Money Mastery I was able to actually apply what I know. Money Mastery helps you not just understand it, it helps to take action.
One specific result is finally maxing out my Roth IRA.
The finance space is often oversaturated with hype, products, and courses that lack substance. Money Mastery is the exact opposite that grows with you along your financial journey.
There's a big difference between having financial goals and actually having a system for getting there. … Money Mastery helped me look at investing as a system rather than something I needed to constantly think about or perfectly time.
I'm much more intentional about where my money goes, how my accounts work together, and how today's financial decisions connect to my long-term goals.
If you already know you should be investing but keep telling yourself you'll figure it out eventually, I'd do it. There is SO much free financial information online, but sometimes more information just creates more noise.
Individual results. Everyone's situation is different, and results vary.
I already invest. What does this actually add?
Which account should I fund first?
I already have a financial advisor.
I've read the books and bought a course before. Why would this be different?
I'm in my 40s or 50s. Is it too late for this to matter?
I have cash sitting in savings. What if I invest right before a drop?
I'm not in the US. Does this still apply?
How much time does this take? I work full time.
